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Issue the new flex credit card and make your retail purchases with interest rate 8.9% for 3 months.
Choose the flex card that best fits your needs from the Citibank flex cards range, and double your gain. Take advantage of the unique privileges offered by Citibank cards, and make your purchases with a reduced interest rate.

Take advantage of the unique offer of Flex Cards
with 8.9% interest rate for the first 3 months!





What are flex cards?
Today, more than ever before, it is important to find ways to reduce your expenses, without having to cut down on your purchases.  That’s why Citibank has created and offers you the innovative flex cards range with a flexible rate.

Why should I choose now a flex card?
Because with the new flex credit card you will take advantage of:
  • 8.9%* interest rate for your new retail purchases for the next 3 months
  • Reduced interest rate until 6 points Vs. your conventional interest rate
  • All the advantages of Citibank cards

How and how much is your card rate reduced?
The interest rate of the new flex credit card is reduced for all your new purchases and remains low, if you simply make at least the monthly minimum payment on time, and it can be reduced even more, if you use your card for your purchases on a frequent basis. More specifically, the rate can be reduced by:

  • 4 points, if you simply make at least the monthly minimum payment on time.
  • 6 points, if you also use your card for purchases higher than €300 per month.
  • So, you have the option of enjoying one of the lowest rates in the Greek market, which can reach 13.20%**.
    The new range of flex credit cards brings a change to current facts, offering you the best repayment conditions.

    Choose from a wide range of flex cards
    Choose the flex card that best fits your needs from the wide range of Citibank cards, and have your card rate reduced up to 6 points!


    Example

    How the Flex Card works

    Your cards conventional interest rate is 19,20%**

     

    Transactions Amount

     

    Interest Rate

    MAR

    €100

    Statement issued at 01/03

    8,90%

    The interest rate for new retail purchases between 01/03 and 01/04, is equal to 8.90% instead of 19.20% (conventional rate).

    APR

    €200

    Statement issued at 01/04

    8,90%

    The interest rate for new retail purchases between 01/04 and 1/05 remains constant to 8.90% instead of 19.20% (conventional rate) if you make at least the monthly minimum payment on time.

    MAY

    €180

    Statement issued at 01/05

    8,90%

    The interest rate for new retail purchases between 01/05 and 01/06 will remain to 8.90% instead of 19.20% (conventional rate) if you make at least the monthly minimum payment on time.

    JUN

    €300

    Statement issued at 01/06

    15,20%

    The interest rate for new retail purchases between 01/06 and 01/07, is equal to 15,20% instead of 19,20% (conventional rate), since you made the monthly minimum payment on time and you used your card for purchases lower than €300 the previous month.

    JUL

    €320

    Statement issued at 01/07

    13,20%

    The interest rate for new retail purchases between 01/07 to 01/08 is going to be reduced to 13,20% instead of 19,20% (conventional rate), since you made the monthly minimum payment on time and you used your card for purchases higher than 300€.



    *This particular example is about the Citibank Flex Cards range. SEPPE for 3.000€ purchase which took place in January 2014 and is paid in 12 monthly instalments with annual interest rate 8.9% plus 0.6% (charge under law 128/75) and annual fee 50€, is 11.38%.

    **This particular example is about the Citibank Flex Card, according to the specific terms and conditions for granting a flex card. SEPPE for 3.000€ purchases that is paid in 12 monthly instalments with annual interest rate 19.2% plus 0.6% (charge under law 128/75) and annual fee 50€, is 21.18%.

    Promo rate 8.9% is valid as long as you remain current and pay the minimum monthly due. (3% or 15€ for Citibank cards). The three months period starts on the issuance date of Flex Card.

     

    Learn more about Citibank cards and supporting documents necessary for issuing and apply for your own Flex card:

    • At a Citibank branch near you
    • By calling 801 11 11 6 11

     

    8,9 Interest rate ...and this is no mistake!
     
     
     
     
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