Rental Car Collision Insurance Your Corporate Cardmembers often face the challenge of extensive driving on unfamiliar roads in rental cars, which are sometimes markedly different from their personal vehicles. This situation can put your Corporate Cardmembers at increased risk for damage to or loss of their rental cars. To serve this special need, when your Corporate Cardmembers charge their entire rental car fee to their Diners Club Corporate Cards, they will automatically receive 100 percent primary, full value insurance coverage for the repair of damage to - or the loss of - their rental car, anywhere in the world. Standard rental car insurance does not always provide adequate coverage, and is often secondary, which means your Corporate Cardmembers' personal auto insurance must cover much of the cost of any damage or loss. To activate Diners Club Rental Car Collision/Loss coverage, your Corporate Cardmembers must decline the rental agency collision damage waiver. As a result, your organization will receive significant savings on each rental - up to $15.99 per rental day. When they do so, your Corporate Cardmembers may be covered by a better insurance package than the rental agency can provide, giving them - and you - full peace of mind. Unlike other rental car insurance offered by many credit and charge cards, this coverage is primary. That means it pays before any Corporate Cardmembers' personal insurance - or your organization's insurance - for 100 percent coverage, up to the full value of the car, for loss or damage due to collision, theft, fire, or vandalism. With Diners Club's primary coverage, your Corporate Cardmembers should never have to report rental car damage to their own insurance companies, leaving their personal premiums unaffected by accidents that might occur during business travel. In addition to standard business rental charges, Diners Club Rental Car Collision/Loss coverage covers free rentals earned through frequent traveler and bonus programs, off-road vehicle rentals on federal, state, and municipally maintained roads, and continuous rentals up to 45 days - a longer duration than any other business charge card offers. Diners Club Rental Car Collision coverage covers Corporate Cardmembers, their spouses, and their unmarried, dependent children. It also covers all non-Corporate Cardmember travelers authorized by your organization when traveling for business. Your travelers receive this feature at no cost to them or your organization, provided the entire rental car fee has been charged to a Diners Club Corporate Card. See terms and conditions for details. When your travelers must file a claim, they should follow our procedures closely and fully cooperate with the police in completing an accident report, if necessary. A completed claim form must be returned within 90 days from the date of loss, accident, or damage for the claim to be considered. Once your travelers have provided the proper documentation to Diners Club and Citicorp Insurance Services, Inc., we will deal with the rental agency directly whenever possible, keeping your organization's involvement to a minimum. Your Corporate Cardmembers can check on the status of a claim at any time by calling 800-613-5975. If you or others in your organization wish to be authorized to check on insurance claims on behalf of your Corporate Cardmembers, you must provide a written authorization to your Diners Club Representative, signed by the Cardmember. For more detailed information, refer to your Diners Club Program's Insurance Program Terms and Conditions or contact your Diners Club Representative. Legal Information Diners Club provides automatic 100 percent primary, full-value, comprehensive Collision Damage Waiver/Loss Damage Waiver coverage worldwide, any time the entire price of a car rental (including any taxes and fees) is charged to a Diners Club Corporate Card unless local laws or agency practice prohibit this type of coverage. In these rare cases, Diners Club coverage becomes secondary. In countries where rental agency CDW is required, Diners Club's insurance covers any deductible amount. All insurance coverage is underwritten by a third party. Rental Car Collision Insurance is underwritten by Triton Insurance Company, Fort Worth, Texas. Certain terms, conditions, restrictions, and exclusions apply. See applicable insurance Terms and Conditions for details.