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| Home>Credit Cards>Citi Life Credit Card |
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| For each purchase made by using Citi Life credit card, we'll reward you with 2% from the amount you pay for goods or services. We'll reverse your credit card maintenance fee in the first year from the card is issued. You'll receive up to 25% off on purchases of goods and services from selected Citi Club merchants. And what's more, you'll receive a sign-up bonus Extra Citi Life Premiums worth CZK 250. Citi Life is the perfect credit card – it rewards you for your shopping! |
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| 4 reasons why to get Citi Life Credit Card: |
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- Get 2% from each purchase of goods or services at merchants, domestic, abroad or online. You can get monthly Citi Life Premiums worth up to CZK 2,000.
- Additional discounts of up to 25% on goods and services purchased from Citi Club program partners.
- Additional 250 Extra Citi Life Premiums for your first purchase performed within 30 days of the credit card being issued.
- We will reverse your monthly credit card maintenance fee in the first year since it was issued if you use your credit card for at least one payment in the given billing period.
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| Citi Life credit card is an international contactless MasterCard World credit card that gives you more. |
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| 2% from each purchase, domestic or international |
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| From each purchase of goods or services paid by your Citi Life credit card, you get a reward of 2% in the form of Citi Life Premiums. You can decide how you want to use your Citi Life Premiums. You can get monthly Citi Life Premiums worth up to CZK 2,000, which are available for you in your Citi Life Premium account to be used in ways defined in the Benefit Program. |
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| Additional discounts of up to 25% at Citi Club partner stores |
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| Your Citi credit card allows you to take advantage of attractive discounts offered in the Citi Club program by our partners in the areas of gastronomy, shopping, sports, travel, health, and body care. |
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| 250 Extra Citi Life Premiums |
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Use your Citi Life credit card for a purchase within 30 days of your credit card being issued and automatically receive Extra Citi Life Premiums worth CZK 250.
Promo action: Apply for credit card online and you can get another 250 Citi Life Premiums. Just purchase for goods or services worth at least CZK 5,000 within 30 days of the card being issued. Conditions of the promo action available here. |
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| Reversing the card maintenance fee in the first year |
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| We will reverse your monthly Citi Life credit card maintenance fee in the first year of the card being issued. All you have to do is pay with your card at least once during the billing period, either in a shop or online. |
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| Unique design |
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| You receive a credit card with a unique modern design that is partially transparent. |
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| Contactless technology |
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| All Citi Life credit cards issued from December 2011 are equipped with the contactless technology for fast, convenient and safe purchases. Click here for more information about contactless cards. |
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| Discounts abroad with Citi World Privileges program |
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| Use discounts for purchases of goods or services all over the world in Citi World Privileges program. More than 6,000 offers and discounts of up to 40% with partners of Citi World Privileges. More information at www.citiworldprivileges.com. |
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| Four supplementary cards for your relatives free of charge |
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| Share the advantages of your Citi Life credit card with your close relatives. |
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| Credit limit of up to three times your net monthly income |
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| With Citi Life credit card, you can perform payment transactions up to the approved credit limit. |
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| Up to 55 days grace period for credit card purchases |
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| If you pay all of your outstanding credit card balance in the grace period which takes up to 55 days, you will not pay any interest from the owed amount. |
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| Low minimum due payments |
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| Make monthly payments that suit you – the minimum due payment is 3.2% of the outstanding balance listed in the monthly statement (minimum of CZK 200).* |
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| * A minimum due payment may further include due payments of installment Programs, and any interest from the last billing period as well as other fees or payments, in accordance with the Product Conditions for Citi Credit Cards. |
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| How to get Citi Life Premiums |
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- You receive a reward of 2% of each purchase made with your Citi Life credit card in the form of Citi Life Premiums – whether the purchase is domestic, international or online.
- Moreover, if you pay with your Citi Life credit card within 30 days of your credit card being issued, you receive 250 Extra Citi Life Premiums to your Citi Life Premium account.
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| What are Citi Life Premiums and how to use them? |
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Citi Life Premiums are added to the credit card holder Citi Life Premium Account, which is associated with the card account. For each purchase you receive a reward of 2% of the amount paid in the form of Citi Life Premiums.
Moreover, if you use your Citi Life credit card within 30 days of the card being issued, you'll receive a reward of 250 Extra Citi Life Premiums that will be automatically credited to your Citi Life Premium Account.
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| Then it's up to you to decide how to use the Citi Life Premiums. Simply call CitiPhone customer line at 233 062 222. |
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According to the Benefit Program, Citi Life Premiums from the Citi Life Premium Account may be used as follows:
- Exchange the Premiums for an amount credited to the card account: the minimum amount for redemption is 500 Citi Life Premiums, which correspond to CZK 500, and you may only redeem multiples of 500 Citi Life Premiums.
- Use the Premiums to cover the annual card maintenance fee for the main credit card: the amount redeemed is 500 Citi Life Premiums and corresponds to the annual maintenance fee with a nominal value of CZK 600.
- Exchange the Premiums for a Metropole voucher: you may redeem 500 or 1,000 Citi Life Premiums, which you will exchange for a Metropole voucher, which can be used for purchases in Metropole Zličín with a nominal value of CZK 500 or CZK 1,000.
- Convert the Premiums to OK Plus miles of the Czech Airlines: you may redeem 500 Citi Life Premiums, which correspond to 500 OK Plus miles. Only multiples of 500 Citi Life Premiums may be redeemed.
- Other possibilities for Citi Life Premiums redemption are listed in the Benefit program.
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| Citi Life Premiums that are not used and remain in the Citi Life Premium Account roll over to the next periods and are valid for 36 months after the date they were credited. |
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| A maximum of 2,000 Citi Life Premiums can be collected in the respective billing period. |
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| How does the reverse of the card maintenance fee in the first year work? |
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| Use your Citi Life credit card for a purchase with a merchant at least once in each billing period of the first year since it was issued and we will reverse your card maintenance fee in the same billing period to your card account. |
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| What other advantages does the Citi Life credit card offer? |
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| With the Citi Life credit card, you also get: |
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- Up to 25% off on purchases of goods or services from Citi Club program partners
- Worldwide discounts in Citi World Privileges program
- Membership in MasterCard ELITE Program
- Option to set your own PIN code free of charge
- Immediate blocking and issuing of a new credit card free of charge in case of card loss or theft
- Prevention of fraudulent misuse of Citi credit cards
- 24/7 client support
- Internet, mobile and telephone banking
- A wide range of optional insurance products offered for Citi credit cards
- Interesting and modern credit card design
- 3D Secure for secure Internet payments
- Citi Alerts service for payments under control - more info here
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| A sample APR calculation can be found here (in Czech). |
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| It's easy to apply for a Citi Life Credit Card: |
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apply for the credit card online (in Czech) or |
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call our information line at 800 088 088, arrange a meeting with our business representative who will come to a location of your choice, fill out the credit card application with you, and pick up the required documents from you, or |
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visit one of Citibank branches |
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| An applicant for a Citi credit card must meet the following conditions: |
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- minimum net monthly income of CZK 12,000
- age of the applicant for a credit card above 21 years
- be employed or entrepreneur
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| Citibank will ask you to submit the following documents when you apply for Citi credit card: |
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- completed and signed application for a Citi credit card
- personal ID card or passport
- other ID (e.g., a driver's licence, health insurance card, birth certificate, etc.)
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Click on  to expand and on  to minimise the details. |
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| What are Citi Life Premiums? |
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| Citi Life Premiums are a form of reward for using Citi Life credit card for purchases of goods and services – domestic, international or online. You are rewarded for each purchase paid with Citi Life credit card. Citi Life Premiums are credited to Citi Life Premium account associated with the card account. |
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| How do I get Citi Life Premiums? |
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| For each payment for goods or services at a merchant with your Citi Life credit card you get a reward of 2% in the form of Citi Life Premiums that will be credited to your Citi Life Premium account. Moreover, if you pay with your Citi Life credit card within 30 days of your card being issued, you receive 250 Extra Citi Life Premiums. |
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| What can Citi Life Premiums be used for? |
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| You can choose whether to exchange your Citi Life Premiums in an amount to be credited to your card account, use them to cover your annual Citi Life credit card maintenance fee, exchange them to a Metropole voucher for purchases in the Metropole Zličín shopping centre or convert them to OK Plus miles of the Czech Airlines or you will redeem them otherwise as stated in the Benefit program. |
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| How do I redeem the Citi Life Premiums? |
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| Call CitiPhone customer line at 233 062 222 and tell us how many Citi Life Premiums you'd like to redeem and how. Citi Life Premiums are available in your Citi Life Premium account for use in ways specified in Benefit Program. |
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| Find the answers to other questions here |
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