You are not alone in your struggle to keep your home. Millions of Americans face the risk of foreclosure every year. Unfortunately, most have something else in common — financial hardship. Four common hardship reasons account for 70% of all foreclosures nationwide:

• Job loss
• Disability
• Divorce
• Death of a wage earner

There are also common non-hardship-based reasons that lead to the threat of foreclosure and the need to reach out for help:

• Overextended credit
• Decreasing housing values
• Limited understanding of certain mortgage loan terms and features

No matter the cause of your struggle, you should act promptly to get help saving your home.
Find out what your next steps should be now.