Convenient for large and small projects alike, The Home Depot® Consumer credit card is an ideal addition to any toolbox. Apply today and enjoy No Interest for 6 months* on any purchase of $299 or more (including taxes) when you use your Home Depot® Consumer Credit Card†. Payments required*. No Annual Fees.
| Annual Fee: | $0 |
| Annual Interest Rate | |
| For Purchases: | 28.80%* |
| For Cash Advances: | 28.80%* |
* Interest accrues from the purchase transaction date and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at an Interest Rate of 28.8% per annum in accordance with the Cardholder Agreement.
† On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot Canada locations outside of Quebec. Offer not available to Quebec residents.
(For Quebec residents)
* Credit charges on your promotional purchases will accrue from the date of the purchase and will be waived if each minimum monthly payment required during the promotional period is paid in full by its payment due date and the purchase price is paid in full by the plan expiration date. If not, interest will be charged at a Credit Rate of 28.8% per annum in accordance with the Cardholder Agreement. During the promotional period, each minimum monthly payment is equal to 1.0% of Purchases or $10, whichever is greater, plus other amounts as described in your Cardholder Agreement and as set out in your monthly Account Statement. After the end of the promotional period, for Debt to which a Regular Financing Plan applies, each minimum monthly payment is equal to 1.0% of Purchases, Cash Advances (if any), plus related interest or $10, whichever is greater, plus other amounts as described in your Cardholder Agreement and as set out in your monthly Account Statement. This billing period covered by each Account Statement will be approximately 25 days.
† On approved credit. Financing provided by Home Depot Credit Services, a unit of Citi Cards Canada Inc. This offer is valid at The Home Depot stores in Quebec only.
Examples of borrowing costs at the standard credit rate of 28.8% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges. All amounts (rounded to the nearest cent) are as follows:
|
If your average balance is: |
Your monthly credit charge will be: |
|
100 $ |
2.36 $ |
|
800 $ |
18.93 $ |
|
1 400 $ |
33.14 $ |
|
2 000 $ |
47.34 $ |
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