When you make a Time Deposit at Citibank, your investment is safe and secure. 

Open a Citibank Time Deposit and enjoy all the benefits and prestige of being a customer of the world's leading financial services institution; a bank that has more than 3,500 branches in 100 countries around the world. 

Earn interest
A Citibank Time Deposit in any major currency of your choice, will earn a high rate of interest on a minimum deposit of BD 1,500 or its equivalent in foreign currency. 

You choose the period
With a minimum period of one week you are free to choose the period of your deposit. 

Immediate emergency access
In an emergency, you can access your money straight away. You will still receive interest for the time the funds remained in your Time Deposit. In the event of early recall, a 1% per annum interest deduction is applicable. If however, you break your deposit within two weeks, no interest will be paid. 

Unfix your Time Deposit
To avoid breaking your deposit and incurring the interest penalty, we also offer you an overdraft facility against your Time Deposit. This overdraft facility entitles you to borrow 90% of your deposit value for Bahraini Dinar and U.S. Dollar deposits and 75% for other major foreign currencies. In this way, you continue to earn interest on your Time Deposit while retaining the flexibility to use your funds at any time. 

Any currency you like
You can decide to have your deposit in Bahraini Dinars, U.S. Dollars, Pounds Sterling, or any other major currency. 

Phone Banking
CitiPhone Banking allows you to conduct most of your transactions over the telephone, without having to visit the bank. You can open, renew or close your Time Deposit on the phone. The CitiPhone Banking Service connects you directly to a CitiPhone Banking Officer without having to leave your home or office. 

Worldwide Remittances
Citibank is the largest conveyor of funds globally and can be relied upon to make all forms of remittances - Telegraphic Transfers, Drafts and Travellers Checks - quickly and efficiently. 

With an in-house satellite link, you can be sure of fast and precise transactions. And with a worldwide network of branches and correspondent banks, you can remit your money with confidence anywhere in the world. 

Your Finances at a glance
Citibank's Consolidated Quarterly Statement provides summarized details of all your accounts on one statement. This means that you are immediately able to get a clear picture of your overall financial position, at a glance. 

Peace of Mind
A Time Deposit with Citibank also entitles you to the peace of mind that comes when you bank at one of the world's largest banks. A bank with a global network, that means wherever you are in the world, you can always count on Citibank.