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Financial Insurance Plans

Plan for the unforeseen
Children's Education Plans:
Your children's finest hopes and dreams are built on the foundations that you lay for them.
Retirement Plans:
We can offer you personalized retirement solutions to help you to take control of your retirement life and secure your financial future.
Wealth Accumulation Plans:
Whatever your investment goal purchase of house, dream car, daughter's wedding, a holiday there is a wealth accumulation plan for you.
Protection Plans:
Protect what matters to you most through protection plans from Zurich International Life.
To discuss how these products might fit in your portfolio; stop by your nearest Citibank branch to speak with a registered Wealth Management Consultant. All hybrid insurance and protection plans are underwritten by Zurich International Life.
Important Information:

Insurance products are subject to exclusions, special terms and conditions and medical underwriting requirements (as applicable) contained in policy documents. Insurance products are optional and underwritten by insurers, subject to terms and conditions of each policy. Citibank, N.A. does not underwrite or issue insurance policies. Citibank, N.A. is not responsible for rejection of any application/claim. New policies can be cancelled subject to terms and conditions of each individual policy. Citibank, N.A. Bahrain (“Citibank Bahrain”) from time to time receive payments from 3rd party product providers with an aim to sponsor internal training seminars for Citi’s sales personnel, client events and product promotions. Further information regarding these arrangements is available on request from your Relationship Manager. If cancelled within 30 days from issuance of the policy, customers will receive a refund of premium paid only after adjustment of loss in valuation of units (transfer charges may apply). Unless specifically stated, investment/ insurance products are not bank deposits or obligations or guaranteed by Citibank, N.A., Citigroup Inc. or any of its affiliates or subsidiaries. Investment/ Insurance products are not insured by any governmental or quasi-governmental body, agency or entity. Investment products, including investment linked insurance products and treasury products are subject to investment risk, including possible loss of principal amount invested. The savings component of the insurance product may be subject to risk and loss, is not guaranteed to achieve a specific return and is subject to early termination valuations and penalties that may cause loss in the capital invested by the customer. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments, insurance and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors’ home currency. Investment, insurance and treasury products are not available to U.S. persons. All applications for insurance, investments and treasury products are subject to terms and conditions of the individual investment, insurance and treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank Bahrain does not provide legal and/or tax advice and is not responsible for advising him/her on the laws pertaining to his/her transaction. In addition to terms and conditions of the insurer under each policy, Citibank terms and conditions apply, are subject to change without prior notice and are available upon request. Further information regarding these arrangements are available on request from your Relationship Manager. Citibank Bahrain is licensed by Central Bank of Bahrain as a Conventional Retail Bank, and is an Appointed Representative of Zurich International Life Limited. Should you have any concerns or complaints with regards to the product or services offered by Citibank Bahrain, you may write to our Customer Services Manager, Ms. Sheela Al Ansari at email sheela.alansari@citi.com, or telephone +973 17588370. An easy to use complaints handling guide is available upon request.

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